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Valley Farm Credit
Our chartered territory consists of five Virginia counties (Frederick, Clarke, Warren, Page and Shenandoah) and three West Virginia counties (Berkeley, Jefferson and Morgan).  We are proud of our diverse portfolio and our ability to service so many different aspects of our local agriculture industry.

Portfolio Category	Percentage
Field Crops (Primarily Corn & Hay)	20%
Beef/Hogs/Sheep	19%
Poultry	18%
Timber	10%
Rural Home	10%
Fruit & Nursery Products	8%
Horses	6%
Dairy	5%
Ag Services	3%
Food Preparation/Other	1%

*Data as of 3rd Quarter 2006

Young, Beginning and Small Farmers
As part of our public mission, it is our intention to ensure all segments of the rural market are adequately served.  One segment that receives increased attention is the Young, Beginning and Small Farmers segment.  To be considered a young farmer, an individual must be 35 years or less.  If the individual has been farming for 10 years or less, they are considered a beginning farmer as well.  In addition to these categories, small farmers are those who operate farms producing $250,000 of gross revenue or less.  A significant portion of our portfolio consists of accounts labeled as "Young, Beginning and/or Small Farmers"

The Farm Credit System
Since 1917, the Farm Credit System has provided a reliable and competitively priced source of financing to American agriculture.  Although historically concentrated in production agriculture and related services, the public mission has evolved beyond food production to rural residential housing, basic food processing, marketing and agriculturally related business. 

Learn more about the Farm Credit System at www.fca.gov.
 

Equal Housing Lender  •  Equal Credit Opportunity Lender  •  Equal Opportunity Employer

PRIVACY POLICY

Valley Farm Credit Administrative Office • P.O. Box 2700 • Winchester, VA 22604 • (540) 662-3473 
©2006; Valley Farm Credit  •  For technical assistance, please contact: valwebadmin@valleyfc.com